Do you know your flood risk? FEMA urges NJ residents to act now
Where it can rain, there can be flooding.
That’s why on Thursday, the same day U.S. officials confirmed their forecast for an above-average Atlantic hurricane season, the Federal Emergency Management Agency urged New Jerseyans to know their risk of flooding and obtaining the appropriate protection.
“People need to stop thinking this won’t happen to them,” David Maurstad, senior manager of FEMA’s National Flood Insurance Program, told New Jersey 101.5.
Homes in high-risk flood zones with government-backed mortgages must have flood insurance. But beyond that, the homeowner’s or renter’s policy usually doesn’t cover flood damage.
For the most part, flood insurance policies take 30 days to take effect. Peak months for hurricane development are August, September, October, and November.
“It’s important not to wait for this hurricane to develop in the Atlantic,” Maurstad said. “If it’s getting close, it’s too late.”
According to FEMA, a single inch of water in a home can cause damage of around $25,000. Last September, the remnants of Hurricane Ida dropped about three inches of rain per hour and caused major disaster declarations in several New Jersey counties.
Forty percent of flooding occurs outside the high-risk flood zone, according to FEMA. About 90% of all natural disasters in the United States involve floods.
Do you need flood insurance? Answer this questionnaire.
The National Oceanic and Atmospheric Administration on Thursday cut its forecast for hurricane season from a 65% chance of above-normal activity to 60% chance. Agency predicts 14-20 named storms; this includes a few storms that formed in June and early July.
Dino Flammia is a reporter for New Jersey 101.5. You can reach him at [email protected]
Click here to contact an editor about a comment or correction for this story.
What would happen to NJ if we were attacked by nuclear weapons?
Models show what would happen during an air detonation, meaning the bomb would be detonated into the sky, causing extensive damage to structures and people below; or what would happen in a detonation on the ground, which would have the alarming result of nuclear fallout. The models do not take into account the number of casualties that would result from the fallout.